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Feb
26
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Each policy can different from one insurance company to another. You need to review your home owner’s policy and ask your representative to clearly explain what coverage if any you may have for mold. Always ask if there are others options to add on a trailer policy, some of these that offer more coverage can be as follows:
- Environmental liability policy
- Director and officers liability policy
- National New home
When you hire a Building Envelope Engineer or a Building Restoration Contractor they should be able to determine whether your insurance policy covers mold remediation. Mold inclusive insurance, if you don’t have it, is highly recommended to add to your policy even if your building is newly competed, this will be very advantageous if you building is determined after testing that you have level 2 or level 3 category remediation work required.
WHY TEST FOR MOLD?
Certain strains of Mold is a recognized heath hazard, these strains have been connected to heath problems such as allergies, aspergilloses, and mycotoxin poisoning.
While not all mold is harmful, growth of any micro organisms in occupied building should not be allowed. Testing helps determine the hazard level and how to handle them safely.
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10:47
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Jan
23
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MY CONDO IS ROTTING AND MOLDY! - The first concern always is you and your families safety and heath, the first thing you do is inform your condo board members in writing and property manager if you have one, the next step is you must have your condo unit tested to verify what level of mold spores are air born in your suite, yes air born. This test will determine your immediate risk. After that has been confirmed, generally your property manager will have sources that can com in and determine the severity of the damage and rot to deconstruct and reconstruct the problem areas. This can be an isolated incident but generally with how water travels, this most likely will be happening with your neighbour’s suites. If this is the case then it will become a problem that generally all the owners of the condominium complex will get involved and share the burden of engineering and construction costs.
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19:44
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